You may not have access to your full credit line until after you confirm receipt of your physical Card. It requires a minimum annual income of ₹25 lakhs and has an annual fee of ₹60,000. CardMatch is a common way to find increased offers. If you maximize the Blue Business Cash’s 2 percent rate and spend $50,000, you’ll earn $1,000 in cash back. 0% for 15 months. Since its debut in 1984, the card has been a coveted possession for those who enjoy luxury. com, click Cards, then click Check for Pre-Qualified Credit Card Offers. The American Express ® Gold Card. Limit of 2 statement credits (total of $50). Each year you renew your Delta SkyMiles® Platinum American Express Card, you receive a domestic main cabin round-trip. The Amex Platinum card is an ultra-premium travel rewards card with a ton of benefits, so it only makes sense that it has an ultra-premium price tag to go along with it. Up to $300 per item, up to a maximum of $1,000 per calendar year per card account, within 90 days of purchase. Method of Comm: Phone call to cancel/downgrade to gold. Global Dining Credit. American Express has launched a new sign-up offer for the AMEX Platinum Charge, exclusively for MileLion readers. when you apply online, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within. ii. For example, you’ll need to provide information such as your name, email address, date of birth, Social Security number, and income. Minimum Requirements for an Amex Card Approval. 2 cents per point, this means that an elevated offer of 90,000-point bonus offer is worth ~$1,980, where as a 60,000-point bonus offer is worth ~$1,320. Card type: Airline. approved for a better card. ago. Darren Murph. If you’re new to credit cards (holding at-least one non-Amex card) and looking for higher credit limit, you may start with Amex Gold charge card – more on the credit limit in detail later. S. 3. Earn up to 100,000 Membership Rewards® points when you upgrade to the Platinum Credit Card® from the American Express Preferred Rewards Gold Credit Card®. In the. Meanwhile, American Express® Business Gold Card cardholders get a 25% points. 100K MR 15K spend. Discover an array of outstanding benefits. Credit Limit: Assumed credit limit of £1,200. 1. Insurance. Last year in April was also offered retention offer ( 400 statement credit for spending 4K 3 months) Background: AmEx customer since 2021. To be eligible for the American Express Platinum credit card: Your age must be 18 years or above. Potential Card Members should also be prepared to pay the Green Card’s $150 annual fee. a. This is a good bonus for a card that doesn’t get much attention. The Platinum Charge Card from Amex Singapore. The timing of applying now will be obvious to any hobbyists due to the triple-dip: with a single annual fee I can potentially get the benefit of three $200 airline credits – 2022, 2023, and 2024. Centurion. The Business Platinum Card® from American Express is currently offering a welcome offer of 120,000 Membership Rewards® points after spending $15,000 on eligible purchases within the first three months of card membership. If approved for Global Entry, at no. This card has no preset spending limit and gives you 4X Membership Rewards® points on the 2 select categories where your business spent the most each month and 1 point per $1 on everything else. Amex EveryDay® Preferred Credit Card from American Express: 1 Membership Rewards point per dollar spent, but if you use your card 30 or more times on purchases in a billing period you'll earn 50% extra points on purchases in that billing period; 0% introductory APR on purchases and balance transfers for 12 months (then a variable. The Platinum Card from American Express Exclusively for Morgan Stanley benefits and perks . Find-Out-if-You-Are-Approved-for-an-American-Express-Personal-Card-Before-Impacting-Your-Credit-Score. A digital entertainment statement credit worth up to $20 per month. Effective Jan. The card offers a $189 annual CLEAR® Plus membership credit and an up to $100 LoungeBuddy credit. Step 2 – Schwab Amex Platinum Card. The American Express Airpoints Card. The Amex Platinum Card for Morgan Stanley earns: 5 points per $1 on airline tickets purchased directly with airlines or with American Express Travel, on up to $500,000 in spending per calendar. Additionally, this card has no introductory APR offer. The Platinum Card comes with a $695 annual fee (see rates and fees) and has so many benefits that it's often referred to as a "membership card" — a card that you keep for its benefits rather than its earning potential. If you have The Platinum Card® from American Express you have two options for adding authorized users. Welcome bonus: 120,000 Membership Rewards points after spending $15,000 on eligible purchases in the first three months of card. 9 Update: The new offer is 150k. Then when you add in perks like airport lounge access, various elite. 5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Platinum Card. S. As part of your Platinum Card® Global Dining Credit benefit, you can receive up to £150 locally and up to £150 abroad to spend at some of the best restaurants around the world. 2 cents per point, which means that a 100,000-point Amex Platinum bonus offer is worth ~$2,200, a 125,000-point bonus is worth ~$2,750, and a 150,000. This means that if you apply for a third card within the 90-day window, you'll automatically be rejected. On paper, the AMEX Platinum Credit Card has a minimum income requirement of S$80,000 per annum. The Marriott Bonvoy Brilliant® American Express® Card (terms apply, see rates & fees) has one of the higher annual fees on this list, but offers luxury benefits like a $300 dining statement. 3. Step 3 – Activating & Managing The Card. Learn More. American Express has increased the referral bonus on the Platinum card to 45,000 points per referral and applicants get the higher 125,000 + 10x point offer. Sign the back of the card, and you’re ready to start using it. 75% cashback on all purchases. com), as well as its extra benefits like hotel elite status and airport. Our quick take : The Platinum Card® from American Express is the gold standard of luxury rewards. While it doesn’t feature any of the luxury perks that come with the Amex Business Platinum card, it has a fantastic earn rate of 3x points per $1 on up to $150,000 in combined purchases on travel, shipping, ad purchases made with social media sites or search engines, and internet, cable, and phones services. Amex Platinum interest rate. Solid Welcome Offer. Amex Platinum Card authorized user fee hiked to $195. This will allow you to see all the cards you have pre-qualified offers for, across the entire suite of American Express personal cards. So, yes, in the "normal" world, a 160K (or $170K) on a Business Plat with NLL for $15K spend seems the best way to work things. 135K. 5 cents per mile. The Platinum. Earning points: 3 points per dollar on dining at restaurants worldwide and takeout and delivery in the U. On the same day, I received via mail and app a targeted Amex Biz Plat offer for 155k. 24% based on your credit score and other factors at the time you apply for an account. INR 250. gas stations and U. The Venture X, for an annual fee of $395, provides a 10,000 anniversary miles bonus and a $300 annual. American Express® Platinum Card. Delta Reserve and Amex Platinum card members have the opportunity to earn unlimited Sky Club access, but it comes at a hefty price. View all cards . 5. The American Express Cash Magnet® Card * is a suitable choice for those in search of a flat-rate cash-back card that comes with access to Amex Offers and limited travel protections. Points are worth as. This is broken down into:Personally, while I don’t use every perk of the Amex Platinum card, I find I can easily offset the annual fee every year thanks to the up to $200 airline incidental credit, up to $240 digital entertainment credit, up to $200 in Uber Cash, and up to $189 annual CLEAR credit. There’s also the American Express® Green Card*, which offers 60,000 points when you spend $3,000 within the first six months of opening your account. You will get 4 additional points (for a total of 5 points) for each dollar spent on eligible air and hotel purchases. Right now, new applicants for the Amex Platinum card can earn 80,000 bonus points after spending $8,000 on purchases in the first six months of card membership. American Express cards are popular with a wide variety of consumers. The American Express® Green Card offers a terrific rewards structure for anyone who wants to earn elevated points on dining, transit and travel. m. The Platinum Card from American Express carries a $695 annual fee, but for many travelers, the card's benefits will more than offset that charge. S. Credit Needed. 100K MR 15K spend. 80,000 points can be cashed out through the American Express Platinum Card ® for Schwab card at 1. This page includes information about the American Express® Green Card, Amex EveryDay® Credit Card, Hilton Honors American Express Aspire Card, and the The Amex EveryDay® Preferred. Here's a rundown of how to maximize the benefits of the Amex Platinum Card. You'll now see a large number of tiles outlining each of your card benefits in full. You receive 30,000 Membership Rewards points when you spend £4,000 within three months. Second, new cardmembers can also earn 10x points at U. Delta SkyMiles® Platinum Card Members, Delta SkyMiles® Reserve Card Members, Delta. The Platinum Card® from American Express 100,000 bonus points after you spend $6,000 on purchases within the first six months of card membership. Amex now charges $50 for adult guests and $30 for children aged 2-17 to access its Centurion lounges. The American Express ® True Cashback Card. The Platinum Card® from American Express is known for offering some of the most alluring travel benefits in the industry (Terms apply, see rates & fees). Discover card 13 years old with $12,800 limit and $0 balance. The American Express Platinum Card comes in different flavors. Earn 10x points on eligible purchases at U. Getty. According to this, the average Centurion reader (and therefore average Amex Centurion cardmember): Has a net worth of $11. This is an automated fraud. You earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these. And, unlike some previous Amex Platinum offers, this offer is comprised of two parts. Right now, the public welcome offer on the Amex Platinum is 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership. Annual Fees. The annual fee for the Amex Platinum card is $695 per year. 24, 2023. General: Send & Split is only available in the Amex App to Card Members with an eligible Card. Download the Amex App on your smart device. That’s very good, considering the market average initial bonus is $233 . Total Points. Overview of Amex Platinum authorized users The Platinum Card comes with a $695 annual fee (see rates and fees) and has so many benefits that it's often referred to as a "membership card" — a card that you keep for its benefits rather than its earning potential. That’s a high threshold no doubt, though it ties in with the card’s premium positioning. That comes in the form of a $50 credit in the first half of the year, and a $50 credit in the second half of the year. 5 cent per point to. On the downside, it charges a steep $695 annual fee that can be too much for your budget if you don’t travel enough in the year to use all the. Purchase Rate: 31. The Amex Green Card currently has a welcome offer where you can earn 40,000 bonus Membership Rewards points after spending $3,000 within the first six months. Although this rule covers all Amex cards, you can earn a welcome offer on personal and business cards of the same type. Best for Limited or Poor Credit: Revenued Business Card. The American Express Airpoints Platinum Card. Together with Main Street America, American Express is helping underrepresented U. It comes with the Amex foreign transaction fee of 3. American Express has a list of excluded spending categories here, but the key ones to note are: GrabPay top-ups. You will also receive an acknowledgement email from American Express within one working day, along with the next steps. Personally, I value Amex Membership Rewards points at 1. • Spending Rs. Seamlessly split any pending or posted Amex charge with other Venmo or PayPal. While the Amex Platinum comes packed with benefits, the American Express® Gold Card (Terms apply, see rates & fees) provides a balance of solid perks and solid. We’re here for you 24/7. The Additional Card Member will receive the same Card as you (with the exception of the Platinum Card and Delta SkyMiles ® Reserve Card which have alternative options). Your American Express Platinum Card fast-tracks you to the higher tiers of leading hotel loyalty programs around the world, without having to fulfil the usual qualifying criteria. If you qualify for an upgrade from Amex Gold card to American Express Platinum card, you should get your new card within 7-10 business days of approval. after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. American Express is out once again with a massive targeted referral offer on the Amex Platinum Card to earn 150,000 Membership Rewards points after spending $8,000 in the first six months of card membership. 2 cents per point, which means that the 90,000-point bonus offer is. With over $3,500 in potential value, it's easy to justify having the American Express Platinum Card for one year — even with a nearly $700 annual fee. 4. I consider this to be an good value, since the authorized. Enroll in “Send & Split®. consumer version of the card only ( and not the business card) Eligibility for this offer is limited. If approved for Global Entry, at no. Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. There are three steps to getting an instant approval credit card that you can actually use immediately: Online credit card application. Best for Large Purchases: Ink Business Premier℠ Credit Card. Once again, your history with Amex could be a major factor for getting. S. Amex looks at the information they have available on their customers in order to make preapproval. amex for business. Forbes Advisor Staff. See rates & fees) offers solid value for most travelers. How much your American Express Membership points are worth will ultimately depend on how you use them. Start Using Your Amex Card with an Instant Credit Card Number for. Additional reporting by Chris Dong. However, there is a solution: You can try to get preapproval for an American Express credit card. The Platinum Card from American Express Review. For instance, to earn the The Business Platinum Card® from American Express ’ 120,000 points bonus, you will need to spend $15,000 within 3 months. Delta Platinum card members will pay just $50 per person, with up to 2 guests per visit. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership. Delta SkyMiles® Platinum American Express Card - best for mid-tier delta flyers. ”. American Express has an impressive lineup of rewards credit cards with hefty welcome offers and useful perks. Its annual fee is only $150, and you can. " You can click either the "Get Started" or "Learn More" button. spending of S$6,000 within first 2 months of Card approval if you are new to American Express, enough to redeem a return trip to Europe, USA (West Coast) or Canada. AmEx Platinum vs. The Platinum Card® from American Express: Best for luxury travel benefits. First, check our Learn More link in the above table. Earn 2 points for every $1 in Card purchases for eligible travel 4. The introductory offer can take your travel further: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6. Plus, you'll earn up to $200 back in statement credits for any spending in the first three months. You may end up being disappointed with your starting credit limit on your first credit card if. It’s fair to say $695 is a lot of money. But the truly unique element of the offer is a bonus multiplier on non-travel items. COURTESY OF AMERICAN EXPRESS. 5x Membership Rewards Points. Earn 75,000 Membership Rewards® points after you spend $5,000 on purchases within your first six months of card membership. Getty. com Gift Card upon approval for the Amazon Business Prime Card. However, if you apply (and are approved) for the Platinum Card as the primary cardholder, you can earn 80,000 Membership Rewards points after you spend $8,000 on eligible purchases within the first six months of card membership. In most cases, an online application will take about 10 minutes to complete and will generate a decision in as little as 30 seconds. 80 (incl. Over the years, we've seen The Platinum Card® from American Express increase from a $450 annual fee to $695 . $240 digital entertainment credit: Cardholders get up to $240 in. , 4 Membership Rewards® points per dollar at U. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. AMEX Platinum Card Welcome Offer: Receive up to 135,000 Membership Rewards® points (enough to redeem a return trip to Europe, USA or Canada) when you make a min. Has accumulated a spend of S$15,000 within the first three (3) months upon Card approval (“Spend Threshold”). 4 min read. Platinum Card Concierge is available day or night to help Platinum Card Members with special requests for dining, travel and more. Activate Your Amex Platinum Card. Spend $125 or more, get $25 back, up to 2 times (total of $50) Get a $25 statement credit by using your enrolled eligible Card to spend a minimum of $125 in one or more purchases online at FragranceNet. Sometimes your card issuer will offer to increase your credit limit after you’ve consistently demonstrated that you use the card responsibly. Eligible Cards are US-issued Basic Consumer Cards that are issued by American Express National Bank and are not cancelled. Eligible American Express Card Members may be entitled to relief under one of those acts. 3. Brilliant® American Express® Card. Available for new Corporate Card Programs only. Most eligible consumer cardholders can add up to $2,000 to their AmEx Send account. Instant approval of that application. Key benefits. A Quick Guide To Each Version Of The American Express Platinum Card. Welcome Offers . 1, 2024, cardholders will: Lose Delta Sky Club® access when flying on a basic-economy ticket. American Express Platinum Travel Credit Card with ~8. For new to American Express Card members only. Stay focused on getting where you need to go. The card’s airport lounge access alone is valued around $600—the cost of an annual membership for airport lounge access to a legacy airline. Title was basically, Can I receive AMEX Platinum benefits if I pay for a service using a diferrent Credit Card. See terms. Why it's one of the hardest credit cards to get: Capital One Spark Cash Plus requires excellent credit for approval and charges an annual fee of $150, making it difficult to get and afford. spending of S$6,000 within first 2 months of Card approval. Get up to $200 Dining Credit3. Then 6wks later applied for Amex Green (personal) and got the pop up again. $799 annual fee. You will receive the welcome gift within 6-8 weeks of payment of annual fee and upon spending INR 50,000 in first 2 months of Cardmembership. Back in November 2022, American Express announced that the AMEX Platinum Charge ’s S$800 travel credits would be discontinued, and replaced by S$1,204 of statement credits in early 2023: S$200 dining credits at participating overseas restaurants. You’ll earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. Annual fee S$172. You need to be able to spend on the Card to access the Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. The Amex Gold Card’s 60K-point initial bonus offer is available to new cardholders who spend at least $6,000 within 6 months of opening an account. New cardholders get $1,200 for spending $30,000 in the. However, many of the above values are. If you have more than one American Express. AMERICAN EXPRESS. As part of your Platinum Card® Global Dining Credit benefit, you can receive up to £150 locally and up to £150 abroad to spend at some of the best restaurants around the world. The current best offer is 125k+$200. So for example, if you spend $150,000 on your Amex Platinum card and $200,000 on your American Express ® Gold Card per year, your aggregate spending across these 2 cards would be around $350,000. S. That’s an excellent bonus. For most people, the best deal will be the card_name. Amex is the fourth largest card network. When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual. Discover FICO = 795 Southwest Chase Card 15 months old with $27k limit and $0 balance. Specifically, the Amex Platinum card has a $695 annual fee, while the Amex Green card has a $150 annual fee. Whether you're obsessed with Saks Fifth Avenue or have rarely shopped there, you should take advantage of the $100 annual Saks credit offered by your Amex Platinum card. The card’s purchase rate is 31%. Our Verdict. Another valuable benefit of The Platinum Card from American Express is the card’s Uber Cash benefit. INR 250. This perk can provide cardmembers with up to $200 or $250 — depending on the card — in. Annual fee: $695. Per the Amex Centurion Lounge FAQ page: "Starting in 2022, you will be able to check your Platinum Card's spend tracker in the Membership. TERMS AND CONDITIONS. of 8% GST) / S$1,744 (incl. Apply Now. Earn 1 point for every $1 in all other Card purchases 4. Second Year Fee: Rs. While there is no set score that will guarantee that you will be approved for an Amex card, you will generally need good to excellent credit to qualify for the best (premium) American Express cards. 6 Update2: The new offer is 125k. Card Details: Platinum, starting 3rd year, AF posted April 28, 2023 spend was 14k. Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4. To gauge your odds of approval, you. AMEX Platinum Charge cardholders now receive S$1,204 of annual statement credits, compared to S$800 prior to February 2023. Complimentary access to airport lounges worldwide, hotel elite status, and car rental privileges all make travel more comfortable. Marriott Bonvoy Brilliant ® American Express ® Card. This is a solid bonus for a card that doesn’t often get attention. (equates 1. It’s fair to say $695 is a lot of money. This is not only the highest Amex Gold card bonus to date, but it also beats the bonus you’ll find on many competing rewards cards. spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. Then, click the “Rewards and Benefits” icon. Earn 60,000 Membership Rewards ® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. This means applicants need good credit or better to be approved for the American Express Platinum card in most cases. supermarkets: American Express® Gold Card. Changes to the Delta SkyMiles® Reserve American Express Card. Welcome bonus: 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card membership. 2/90 Rule: “You are allowed two Amex credit cards every 90 day period. Though it’s no guarantee, getting Amex preapproval means your. Here’s a brief summary of the five new statement credits and their key terms: No. Here are the main details you should consider as you weigh the pros and cons of the Platinum Card from American Express: You earn 100,000 Membership Rewards points when you spend $6,000 on purchases on your card within six months of account openingEarn More Bonus Points. Second, the above calculations include benefits from the AMEX Platinum Reserve and maxing out the AMEX Platinum Charge supplementary card allowance (first 2 free). Find Out if. $59 spend = 1 Airpoints DollarTM5. The Platinum Card® from American Express: Earn 80,000 points after you spend $8,000 on eligible purchases within the first six months of account opening. The Amex Gold Card earns 4 Membership Rewards® points per dollar at restaurants, plus takeout and delivery in the U. This page includes information about the American Express® Green Card, Amex EveryDay® Credit Card, Hilton Honors American Express Aspire Card, and the. ca/travel 5. Send money from. This way, you'll be able to see how close you are to your goal. 1 Though the fee is paid once a year, the math works out to about $58 a month. According to Credit Karma, the average score is 715, so it’s not incredibly hard to get the Amex Platinum card. when charged to your Platinum. Nice initial bonus offer. American Express application rules typically (though not always) limit you to one Amex credit card approval per 5 business days. Terms apply. According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this 80,000-point bonus worth $1,600. This is broken down into: Delta SkyMiles® Gold American Express Card - best for occasional delta flyers. Earn a $300 statement credit after spending $3,000 on eligible purchases within three (3) months of agreeing to keep the card. With The Platinum Card® from American Express purchase protection, you get up to $10,000 in coverage per covered purchase with an annual limit of $50,000. Get up to $200 Dining Credit3. Cardholders who refer friends and family (who are approved then for and open a card account) can earn up to 15,000 points for each approval (with a maximum of 225,000 points per year). The American Express Airpoints Platinum Card. Upgrade to the Platinum Card®. Key benefits. supermarkets for the first $25,000 spent per year. And while some of the Platinum card’s benefits. CreditKarma score = 820. S$204 entertainment credits for news or music streaming services. SPECIAL OFFER: Until 9th January 2024, you will receive a huge 100,000 Membership Rewards points (convertible. The following purchases. Earn 70,000 Membership Rewards points when spending $10,000 in the first 3 months. The Platinum Card from American Express. Simply enrol via Amex Offers on your Amex App or Online Account. The American Express Platinum card credit score requirement is 700 or higher. Earn 3 points per $1 spent. The Platinum Card from American Express might be the better option for traveling in style, but the Chase. Learn More. American Express has a very close relationship with Delta, and it offers several Delta SkyMiles credit cards. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. (If you plan to shop in person, not online, note. mb3581 • 8 yr. 5% reward rate is one of the highest rewarding Credit Card in India and its a must have in your wallet if you love travel benefits. A generous American Express welcome bonus offer, a removal of the high annual fee ( rates & fees ), and statement credits for. 7 cents per point, making 80k points worth $560. 4500 will be 100% waived off if total spends on American Express Credit Card in the immediately preceding membership year is Rs. The Platinum Card® from American Express: Earn 80,000 points after you spend $8,000 on eligible purchases within the first six months of account opening. ”. Best Premium Hilton Card. Learn More. However, several applicants with credit scores in the 600s have also been approved, even as low as 643. streaming subscriptions, 3% back. 3. Here are some of the top cards people want Amex pre-approval for: The Platinum Card® from American Express. Link your Venmo and/or PayPal accounts. The Amex Platinum Card is offering a $30 monthly PayPal credit: This valid between January 1 and June 30, 2021. American Express will refund. The two authorized user options on the Amex Platinum Card. But some can be approved with a lower credit score. Earn up to 100,000 Membership Rewards® points when you upgrade to the Platinum Credit Card® from the American Express Preferred Rewards Gold Credit Card®. The first application fee charged to the eligible American Express® Card will receive the credit. The Platinum Card® from American Express: Earn 80,000 points after you spend $8,000 on eligible purchases within the first six months of account opening. S. 1 Though the fee is paid once a year, the math works out to about $58 a month. However, just because there’s a current offer below 100,000 points doesn’t mean you can’t find a better offer elsewhere. 54 cents per point in value. American Express Platinum Card only. The Platinum Card’s current welcome bonus is: 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card membership. If you qualify for instant use, you can open the mobile app to retrieve your new card number, security code, and expiration number. forward, you'll need to spend $8,000 (up from $6,000, or a 33% increase) to earn 80,000 Membership Rewards points within your first six months of card membership. 15,000 within 90 days of Cardmembership entitles you to a Welcome Gift1. Log in to your American Express account and select your eligible Amex card. When you refer somebody you also earn an additional 4x points per $1 spent on shop small and restaurant purchases for the next six months on up to $25,000 in spend. S. 1. Not Taking Full Advantage of the Rewards and Benefits. 3 Apply for The Platinum Card® within the Promotion Period and receive approval by 31. This includes purchases through amextravel. Credit Cardmembers get additional $10 discount, $109/year Delta discount: Platinum/Gold/Silver Medallion Members and Delta SkyMiles American Express Card Members get additional $10 discount, $109/year. The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. spending of S$6,000 within first 2 months of Card approval. Blue Cash Everyday® Card from American Express: Best no-annual-fee card. CardExpert Rating: 5/5. Annual fee: $550 (see rates and fees).